On January 14th we decided to purchase a car from JDByrider on 5600 Sahara Avenue Las Vegas, NV 89146. We gave $600.00 down and we're told that we had to make payment of $200.00 for the next couple of months in order to complete our $1500.00 down payment. We completed the paperwork from with a gentleman named James who is the Finance Manager at this location. Lou Rodophele is part owner and Don Charlebois is partnered with Lou. Our last installment of our down payment was due on March 9th 2012. After working that Friday I assumed we would be able to pay the next day which would be a Saturday. Well, the day got the better of us. We ran errands and had received phone calls from them but knew that we would either get to it that day or in a worst case scenario on Monday morning. At 11:40pm or so on Saturday evening we were running out to get a gallon of milk. We saw our car pulled out from our spot in our condominium complex. My Boyfriend confronted them and they advised us they were there to repossess the car. We we're in disbelief. How could they come get the car after only one day late? We waited it out on Sunday as we could not do anything on that day because the business was closed. On Monday March 11th 2012 after trying to get a hold of the correct person (which in this case was Jerry Slaughter Finance Manager) we were told that we could not pick up the car and that was not an option. I am a 33 year old working class woman who has a 15 year old son and lives in Las Vegas, NV. I went to JDByrider for all the other reasons people have gone there. I have less than perfect credit. My FICO credit score was a 611 when I walked in there 2 months ago and now after trying to build it, I will have a much greater task than what I started with. I will probably have to now file bankruptcy Chapter 7 because the car is obviously a loss cause (they will not work with me). I can get the car back with Chapter 13 but why would I? Why would I want the car back when they obviously interact on a very unfair business level? This post is simply a post that has started because of what I am facing at this time. I work for an agency and I had to call them today and tell them the harsh truth of my story. Thankfully, there are still people in this economy that care and I can finish out the week and she will look for something for me that MAY be accessible to me by public transportation. I can only go day by day at this point but I feel very strongly about the business practices of JDbyrider. This post serves as a word to the wise. Please don"˜t be as naÃ¯ve as I and my boyfriend were. If you are in a jam of any sort KEEP calling around. If JDByrider is your last option then please understand that after being only one day late, as I was, that your whole entire world can be placed upside down. That is not the feeling of safety and security that you are supposed to have when rebuilding your credit and purchasing a vehicle for yourself and your family's well being.
I have looked at my rights and though JDByrider operates in a grey area of the law, I understand that this will continue if someone doesn't speak up. It is because of hardship that most us can't walk into a REAL dealership, but to be taken advantage of when you're already down is not something that I would not like to see continue. If you have been a victim of JDbyrider and/or CNAC unfairly and unjustly use the e-mail below to contact me as this is a case will require numbers to be heard. I can't do this alone.