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On January 14th we decided to purchase a car from JDByrider on 5600 Sahara Avenue Las Vegas, NV 89146. We gave $600.00 down and we're told that we had to make payment of $200.00 for the next couple of months in order to complete our $1500.00 down payment. We completed the paperwork from with a gentleman named James who is the Finance Manager at this location. Lou Rodophele is part owner and Don Charlebois is partnered with Lou. Our last installment of our down payment was due on March 9th 2012. After working that Friday I assumed we would be able to pay the next day which would be a Saturday. Well, the day got the better of us. We ran errands and had received phone calls from them but knew that we would either get to it that day or in a worst case scenario on Monday morning. At 11:40pm or so on Saturday evening we were running out to get a gallon of milk. We saw our car pulled out from our spot in our condominium complex. My Boyfriend confronted them and they advised us they were there to repossess the car. We we're in disbelief. How could they come get the car after only one day late? We waited it out on Sunday as we could not do anything on that day because the business was closed. On Monday March 11th 2012 after trying to get a hold of the correct person (which in this case was Jerry Slaughter Finance Manager) we were told that we could not pick up the car and that was not an option. I am a 33 year old working class woman who has a 15 year old son and lives in Las Vegas, NV. I went to JDByrider for all the other reasons people have gone there. I have less than perfect credit. My FICO credit score was a 611 when I walked in there 2 months ago and now after trying to build it, I will have a much greater task than what I started with. I will probably have to now file bankruptcy Chapter 7 because the car is obviously a loss cause (they will not work with me). I can get the car back with Chapter 13 but why would I? Why would I want the car back when they obviously interact on a very unfair business level? This post is simply a post that has started because of what I am facing at this time. I work for an agency and I had to call them today and tell them the harsh truth of my story. Thankfully, there are still people in this economy that care and I can finish out the week and she will look for something for me that MAY be accessible to me by public transportation. I can only go day by day at this point but I feel very strongly about the business practices of JDbyrider. This post serves as a word to the wise. Please don"˜t be as naïve as I and my boyfriend were. If you are in a jam of any sort KEEP calling around. If JDByrider is your last option then please understand that after being only one day late, as I was, that your whole entire world can be placed upside down. That is not the feeling of safety and security that you are supposed to have when rebuilding your credit and purchasing a vehicle for yourself and your family's well being.

I have looked at my rights and though JDByrider operates in a grey area of the law, I understand that this will continue if someone doesn't speak up. It is because of hardship that most us can't walk into a REAL dealership, but to be taken advantage of when you're already down is not something that I would not like to see continue. If you have been a victim of JDbyrider and/or CNAC unfairly and unjustly use the e-mail below to contact me as this is a case will require numbers to be heard. I can't do this alone.

jdbyridersthieves@hotmail.com

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ransom
#1390949

Another funny thing about these kind of reports and responses is that if someone disagrees with you they are accused of working for the 'company'.

This is silly, probably NONE of the people telling you that you should consider making your payments on time work for JD Byrider or the finance company. They are just people who pay their bills on time every time. We just don't understand the deadbeat attitude.

Anonymous
to ransom #1393559

My payments are on time and current...

I'm in a domestic violence shelter and they want to take me car because I will not disclose where I'm living...Or working...

my life is in real danger.......

So I make my payments after hours on the phone...

I'd rather drive the car in to a river...

but I need it to go to work.

JD Byrider is worst them owing money to the mob...

ransom
#1390938

You people are threatening lawsuits because you made late payments and they took back they're collateral?Ridiculous.

Just make your payments and none of this happens.

These kinds of companies have to deal with deadbeats all the time and they've heard every excuse in the book.

Whatever the excuse is, it doesn't change the fact that you are not paying back the money on time that you agreed to in a contract you signed.

It's too bad but there are consequences to defaulting on a legal contract.

And NO, I do not work for this company, I don't even know if there is one in my area.I just know I have to pay my bills, the company is not a charity.

Anonymous
#1386193

Something about this story is NOT true , I was late 4 days on my payment (not that it matters but due to USAA having technically glitches) but my car was not repossessed.You must have been way behind also I never heard of JD wanting 200 per month especially not for a deferred down payment ..

you probably read your contract wrong you most likely where supposed to pay 200 every 2 weeks for that down payment option.Best of luck to you though it sucks not having a reliable car.

Anonymous
to Swerve #1386617

I had a deferred payment of $200 as well. And they threatened to take my car after being late 24 hrs. So i am a witness this fooishness

Anonymous
#1384153

I too have gotten a vehicle from JD byrider...The service was crap, you could tell they were just trying to make the sale, but I decided to get a vehicle from them anyway BC no one else would give me a chance :/ I test drove the 4 cars they told me I could choose from....

The first 3 I drove had something wrong with them, I could tell.... Then the last one was the best of the 4 so I went with that.... Mind you, the *** service I went through in the beginning.... I have made my (outrageous) payments on time every 2 weeks for about a year Now, and haven't had an issue other than the heater not working BC of a small coolant leak on the plastic connector.

.. But they haven't hasseled me one time... I make my payments and they collect and that is that... That is what the agreement is for.

There would be no problems if people paid their payments as promised in your signed contract...every car has problems eventually, especially with higher miles.... But they gave me the "car fax" and everything with my jeep, so as much as any of you have been through sounds to me like you think you are purchasing a brand new car from a lot with 0% apr. .. .

that's not the case. I get going through hash times sucks, I too am experiencing the same having to be able to afford my sons eplipsey medication, but you have to be prepared for bad things to happen, its part of life.

Things will get better.Try keeping in touch with your dealership, if you're honest...

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Anonymous
to Anonymous #1386194

I totally agree with you . I actually love my car and when something went wrong they fixed my Malibu. These people are lying they didn't pay or didn't intend on paying so logically JD came and got their car.

Anonymous
#1348865

Hey they'll forgive the debt and send you a 1099 which means the IRS will come knocking. These people belong in Syria not the USA.

Anonymous
Lewes, Delaware, United States #1324297

Were u able to get your vehicle back or belongings from you vehicle?

Anonymous
Cincinnati, Ohio, United States #1309921

What ever happened??

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